Any registered person engaged in voluntary work for the insured organization.
Death and permanent total disablement as a result of accidental injury – $100,000 or schedule of benefits.
Accidental total disablement. Weekly benefits – up to $500 or part thereof. Limit 104 weeks.
Accidental partial disablement. Weekly benefits – up to $75 per week or part thereof. Limit 104 weeks.
The insurance will pay the cost of expenses not otherwise recoverable up to the weekly benefit amount specified for costs paid to a legally qualified medical practitioner, nurse, hospital or ambulance service for medical, surgical, X-ray, hospital or nursing treatment including the cost of medical supplies and ambulance hire.
Deductible – $50
Cover only applies when you are engaged in voluntary work. Cover commences from the time you leave your place of residence to carry out your voluntary work, until you return, provided you travel directly to and from the place of work.
Benefit is not automatically paid as a cash allowance.
WHAT IS NOT COVERED/MAJOR EXCLUSIONS
Any benefits payable by Medicare
Any benefits payable by a Private Health Fund
Any Medicare Gap Benefit